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One missing fact: is the student housing being sold vacant, or does it currently have occupants or operating arrangements attached? That could change both the inspection scope and what your lender needs. I would also ask the agent what matters most to the seller—price, timing or...

Three percent below is not inherently aggressive, particularly when updating is required. Keep the explanation short: the offer reflects the property’s present condition and the limited evidence from completed sales, while your financing proof and timing flexibility reduce uncertainty for the...

₹39,900,000. My two drivers are the short 20-day exposure and the modest gap I’d expect from an asking price of ₹40,500,000 when no reduction has been mentioned. I wouldn’t use bedroom count separately from floor area, since both describe the same utility to some extent. A high maintenance...

That vacant-month test is useful, but I wouldn’t assume the home automatically takes more time. A well-kept home with dependable local oversight could be less troublesome than a retail unit waiting for a very specific tenant. Condition, access and the quality of whoever manages the property may...

I’d challenge the assumption that retail is simpler. Physical maintenance may be narrower, but vacancy can create more work: finding a suitable tenant, negotiating responsibilities and monitoring the empty unit. Shared management also means less control over the timing and cost of building-wide...

I’d be cautious about assigning much value to portability until the lender explains exactly how it would work for a future property and loan amount. Treat it as a possible benefit, not a reason to accept higher costs today. Get the conditions and any related fees in writing, then compare the...

Getting the adjustment wrong on a single completed comparable could make this Delhi villa appear far more precisely valued than it really is. It is a 3-bed of about 205 m², described as average condition, with an asking price of ₹41,750,000. The light and location appeal to me, while the older...

I’m considering a 2-bed condo in Delhi: approximately 190 m², average condition, asking ₹92,680,000. Light and location are its strongest points, while the finishes look dated and energy costs may be a concern. Demand appears genuine, but the insurance and maintenance bills could materially...