Recent content by musicAndYard

Ask for separate estimates for purchase, yearly ownership and eventual sale or inheritance. Otherwise the first figure may cover only completion. Also tell the advisers whether the villa will be owned individually, jointly or through another structure, and whether it is a main home or second...

I agree on defining the sample, but I would not wait for a perfect split before publishing an update. Keep asking-price data and completed sales in separate columns, then show inventory by neighbourhood and price band. Also date every revision. That would reveal whether activity near €772,800 is...

I would underwrite the current monthly figure as ongoing and treat any later reduction as a bonus. Insurance might ease, but reserve contributions can stay elevated if the building is catching up on maintenance. If the purchase only works when both fall, the margin looks too thin.

I added a few more apartments to the shortlist, and the split has become harder to explain: homes between €912,600 and €1,369,000 either seem to move promptly or linger well beyond the roughly 33-day midpoint. The sample crosses several loosely defined Lisbon neighbourhoods, so that may be...

There is also a relationship question: has rent been reviewed regularly, or would this be the first discussion in years? The same proposed increase can feel routine in one history and abrupt in another. The communication should acknowledge that history.

The practical decision tree is fairly simple. If €80,040 is the building-wide figure and this apartment’s share is manageable, continue after the survey and document review. If it is the apartment’s likely share, require a detailed scope and credible estimates before pricing it. If nobody can...

I partly disagree that arrears are automatically alarming. A small temporary shortfall can be less important than a building that consistently budgets too little. What matters is the pattern across several years: planned contributions versus actual spending, recurring emergency repairs, and...

Minutes alone may not capture how advanced the discussion is. Have an independent building surveyor examine the exterior issue and compare the findings with any proposed scope. On insurance, look beyond the existence of a policy: ask whether the suspected problem is covered, excluded, or treated...