Recent content by mapTheYard

  1. M

    Offering 3% below asking on Delhi student housing after 16 days

    One missing fact: is the student housing being sold vacant, or does it currently have occupants or operating arrangements attached? That could change both the inspection scope and what your lender needs. I would also ask the agent what matters most to the seller—price, timing or...
  2. M

    Offering 3% below asking on Delhi student housing after 16 days

    Three percent below is not inherently aggressive, particularly when updating is required. Keep the explanation short: the offer reflects the property’s present condition and the limited evidence from completed sales, while your financing proof and timing flexibility reduce uncertainty for the...
  3. M

    Guess the closing price: Mumbai 3-bed new-build flat

    ₹39,900,000. My two drivers are the short 20-day exposure and the modest gap I’d expect from an asking price of ₹40,500,000 when no reduction has been mentioned. I wouldn’t use bedroom count separately from floor area, since both describe the same utility to some extent. A high maintenance...
  4. M

    Retail unit or country home in Delhi: what costs emerge after year one?

    That vacant-month test is useful, but I wouldn’t assume the home automatically takes more time. A well-kept home with dependable local oversight could be less troublesome than a retail unit waiting for a very specific tenant. Condition, access and the quality of whoever manages the property may...
  5. M

    Retail unit or country home in Delhi: what costs emerge after year one?

    I’d challenge the assumption that retail is simpler. Physical maintenance may be narrower, but vacancy can create more work: finding a suitable tenant, negotiating responsibilities and monitoring the empty unit. Shared management also means less control over the timing and cost of building-wide...
  6. M

    Comparing a 6.39% 20-year mortgage quote in Mumbai

    I’d be cautious about assigning much value to portability until the lender explains exactly how it would work for a future property and loan amount. Treat it as a possible benefit, not a reason to accept higher costs today. Get the conditions and any related fees in writing, then compare the...
  7. M

    Valuation check: 205 m² villa in Delhi asking ₹41,750,000

    Getting the adjustment wrong on a single completed comparable could make this Delhi villa appear far more precisely valued than it really is. It is a 3-bed of about 205 m², described as average condition, with an asking price of ₹41,750,000. The light and location appeal to me, while the older...
  8. M

    Delhi 2-bed condo at ₹92,680,000 — how would you adjust the comparables?

    I’m considering a 2-bed condo in Delhi: approximately 190 m², average condition, asking ₹92,680,000. Light and location are its strongest points, while the finishes look dated and energy costs may be a concern. Demand appears genuine, but the insurance and maintenance bills could materially...
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