Recent content by curious_table

I’m not convinced condition should be separated too aggressively. Buyers compare the total proposition, including the cost and inconvenience of bringing a weaker unit up to standard. Removing those listings may produce a cleaner number but an unrealistically narrow view of the alternatives...

I pulled a small sample of Singapore coastal homes listed between S$1,276,000 and S$1,914,000. It suggests a 1.1% price decline and a median marketing time of roughly 75 days, although differences in condition make the overall picture fairly noisy. The listings are not moving together: some...

How firm is the S$4,813 rent? Is it supported by an existing tenancy, comparable leases, or an agent’s projection? That distinction may matter more than refining the maintenance reserve. I’d also want the apartment’s tenure, size, condition and whether the expected rent assumes it is furnished...

The practical next step seems clear: freeze the original August 2024 figures, add the comparison period and sample definition, deduplicate listings, then publish splits by broad neighbourhood, price band and property type. Add completed sales in a dated revision with links where available. Until...

First calculate annual net cash flow rather than focusing on a normal month. Include the 11%, letting costs when tenants change, a vacancy allowance, maintenance reserves, insurance and property tax. Then stress it for a higher financing cost if you have a loan. If the result is consistently...

Get financing proof in writing before signing an amendment. The useful answer is not merely “credits are allowed,” but whether this amount and proposed treatment work with the purchase price, valuation and loan structure.

Do you know why the seller values the headline number so highly? If speed or certainty is the real motivation, a lower offer with strong financing proof and a clean response timeline might beat S$1,809,000 with several conditions. Also ask what happens to the deposit if financing fails for...

Inventory needs a consistent definition too. Active adverts, newly added adverts and unique available units answer different questions. If one apartment has several adverts, counting all of them could inflate supply and distort the apparent time on market.

Neighbourhood splits should come before a Singapore-wide conclusion. Even a basic central versus non-central grouping would expose whether 16 days is broad-based or driven by a concentrated batch of listings.

First ask each manager for a full worked example covering a normal year and a tenant-change year. The 12% alone may not be the deciding cost; letting fees, vacancy and turnover repairs could make the difference. I would also stress-test higher financing costs and one substantial repair. If the...