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    95 m² villa or similarly priced duplex in Zurich: what costs are easy to miss?

    For insurance, compare the scope rather than just the premium. You need to know what is insured collectively, what remains with each owner, the relevant deductibles and how claims involving shared areas are handled. An insurer can price the actual two structures and ownership arrangements more...
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    Zurich duplex: buy while affordable or keep waiting for a fall?

    I’m 16 days into weighing up a suitable Zurich duplex. It is affordable now, but certainly not cheap by historical standards. Throughout my search I’ve heard “wait for prices to fall,” while rent and borrowing costs have also moved. For those who proceeded or waited, what personal thresholds...
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    Berlin apartment at €676,200: closing-cost blind spots

    One caveat: don’t assume the notary’s estimate answers the tax-planning questions. Ask who is advising on transfer tax, residence, future disposal and inheritance. If you need transaction documents explained or translated, also establish whether that creates a separate cost before signing.
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