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That sounds balanced, though I wouldn’t let fear of turnover freeze the rent indefinitely. A large gap can become harder for both sides later. Consider proposing a defensible increase now, with a clear future review date, rather than trying to close the whole £636 monthly difference. Put any...

Scarcity cuts both ways. A rare 2-bed detached home might attract a specific tenant, but fewer close comparables also make the £2,211 estimate less certain.

For the tax meeting, give the adviser the facts that can change the answer: intended use, current and future residence, other property ownership, purchaser name or ownership arrangement, and inheritance aims. Ask for separate figures for purchase, annual ownership and eventual sale rather than...

Before drawing a conclusion, what does the +7.0% measure—asking prices, completed prices, or movement in your selected sample? I’d also separate continuous days on market from homes that disappear and return. Even within a named neighbourhood, shifting the boundary by a few streets can change...

What would make people proceed despite slightly negative cash flow? For me, only a clearly stated non-income objective and enough liquidity—not a vague belief that property always rises.

I have a 3.41% quote on a two-year fix for a London property purchase around £538,200. The advertised rate was lower, but the arrangement fee and our loan-to-value tier changed the real comparison. Should I compare lenders using APR, interest paid during the fixed period, or total cash outlay...