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  1. M

    Pricing a possible special assessment on a 150 m² Osaka apartment

    I would also read several years of minutes, not only the latest meeting. You want to see whether work has been postponed repeatedly, estimates keep rising, or owners regularly reject higher contributions. A thin reserve after completed maintenance is different from a thin reserve caused by...
  2. M

    Osaka duplex renovation: contingency and two very different bids

    Choosing the lower bid before identifying its omissions could leave me committed to a renovation that the budget cannot finish. I am working with a preliminary allowance of ¥21,560,000 for a 195 m² duplex in Osaka, yet two contractors have returned very different prices for what should be...
  3. M

    How should I compare an 8.02% 15-year fixed mortgage quote in Seoul?

    You have identified the fees and loan-to-value band, but the likely holding period is still unclear. I would run each quote to several plausible exit dates and add the interest, upfront charges and repayment cost at each one. APR is useful for narrowing the field, not necessarily for choosing...
  4. M

    Tokyo coastal 3-bed at ¥172,100,000 and ¥771,000/month — does the yield hold up?

    There is also a tension between vacancy and rent. You can often reduce one by accepting the other. I would model a quicker letting at a lower rent rather than assuming both ¥771,000 and minimal downtime.
  5. M

    Renovation budget for a 45 m² warehouse in Osaka (5 bed)

    ¥20,920,000 is my working budget for fitting a five-bed layout into a 45 m² warehouse in Osaka, but two contractors have returned very different prices for what is meant to be the same job. The plan includes a kitchen, bathrooms, new floor finishes, painting, electrical testing and some energy...
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