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Is this a freehold townhouse or one with recurring service charges? Also, does the C$21,600 remain after the first mortgage payment and insurance are accounted for, or only after closing day? Those details matter more than the number of bedrooms. I’d want to compare the remaining cash with...

How tightly did you draw the neighbourhood boundaries? At this price range, combining nearby areas can make +0.6% look more meaningful than it is. I would also separate active listings from withdrawn stock and note how much new-listing volume arrived during those 86 days. Otherwise the sample...

A workable reading order seems to be: local market reports for orientation, a sample of completed sales for detail, then legal, mortgage, renovation, and property-management threads for the full cost picture. If you name one Canadian coastal area, members can probably narrow the discussion...

For coastal homes, I’d also separate purchase research from ownership research. Condition, renovation scope, ongoing management, access, and the practical demands of an occasionally occupied property may matter as much as the negotiated price. Those points often won’t appear in headline market...

Mortgage comparisons deserve their own tab as well. Two properties with similar completed prices can produce very different monthly and total costs under different financing assumptions. I’d keep the mortgage scenario separate from the property’s market value so a favourable financing example...