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    Toronto studios: is maintenance negotiable or do buyers just walk?

    The practical next step is to narrow the sample before deciding whether 112 days or +9.3% means anything. Keep the two neighbourhoods separate, remove properties outside the studio category from the main set, and group by comparable condition. After that, run the rental yield at the actual...
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    Toronto studios: is maintenance negotiable or do buyers just walk?

    Studios first, then use nearby one-bedrooms only as a secondary comparison. Buyers may value the separate bedroom enough that size alone will not make them interchangeable. I would also be cautious with the +9.3%. In a small sample, a few better-condition or differently located properties can...
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    First-time buyer in Vancouver: how much cash should remain after closing?

    This has helped. I was mentally treating C$32,400 as one reassuring total rather than several pots with different purposes. I’m going to confirm the closing estimates, first payment date, strata charges and insurance deductible, then wait for the inspection before assigning anything to repairs...
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    First-time buyer in Vancouver: how much cash should remain after closing?

    I’m considering a 4-bed townhouse in Vancouver at around C$1,256,000. After the deposit and estimated closing costs, I’d have roughly C$32,400 left. That sounds reasonable until I divide it among emergency savings, moving, immediate repairs, furniture, the first mortgage payment and anything an...
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