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I would add a caveat on rejected offers being useful data. Sometimes they reveal the market, but sometimes the winning buyer simply had different financing or accepted inspection findings you would not. I would record the price, conditions and timing of each offer, but avoid assuming every...

I slightly disagree that expected holding-period cost should dominate. It is useful, but it can reward an offer that only looks good because you assume an easy refinance later. Run at least two cases: keeping the mortgage for your expected period and keeping it substantially longer. Also test...