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Good points. The full-term wording is exactly what I’m going back to clarify rather than relying on the quote summary. I’m now building comparisons at multiple repayment dates, with fees shown both upfront and, where relevant, financed. I’ll also separate the LTV decision from the lender...

The lender presents 4.93% as an attractive rate on a purchase of roughly ₹108,100,000 near Bengaluru, but I am hesitant because the quote is described as fixed for the entire 30-year term. Fees and the loan-to-value band make it less compelling than the advertised number suggests. What is the...

A practical approach is to track each listing by neighbourhood, condition, first-seen date, first price-cut date and final status. Add buyer financing where that information is actually available. Then calculate the 98-day figure three ways: active listings only, completed sales only, and the...