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What loan-to-value would you start with, and how long do you realistically expect to keep the property? Those two facts change the resale calculation. A small deposit plus a short holding period leaves much less room for selling costs or a price decline than a lower loan-to-value and a long stay.

Are you modelling a first purchase, an investment, or development opportunities? That changes what is useful. For a first apartment, mortgage comparisons and a legal checklist may deserve attention before renovation assumptions. For an investment model, property management costs and realistic...