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I partly disagree about presenting detailed renovation costs with the first offer. Sellers often see those as the buyer’s preferences, not a reason to reduce the price. Completed comparables are stronger. Keep the initial explanation factual and brief, while reserving inspection findings for...

Thirteen percent below is about C$1.615m, so I would support it with a short list of relevant completed sales and realistic updating costs rather than commentary about the seller’s price. Include financing proof and the flexible completion date, then give a reasonable response deadline. I would...