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    London purchase: 3.41% fixed for two years on £538,200 — which comparison matters?

    I have a 3.41% quote on a two-year fix for a London property purchase around £538,200. The advertised rate was lower, but the arrangement fee and our loan-to-value tier changed the real comparison. Should I compare lenders using APR, interest paid during the fixed period, or total cash outlay...
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