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    Before I reply to them: insurance and building reserves changed the apartment maths?

    I can either assume the higher building costs are the new normal or dismiss some of the rise as temporary, and neither approach feels safe. This is a Sydney apartment whose price remains workable, but the latest master insurance charge and reserve contributions have made the monthly ownership...
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    How far below market would you keep a reliable Sydney studio tenant?

    The surprising part was the size of the advertised difference. The studio brings in about A$4,292, while similar Sydney listings are near A$5,098, although I realise asking prices do not show what tenants ultimately agree to pay. Because the tenant is dependable and takes care of the place...
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