There is a caveat to putting all repairs ahead of furniture: some basic furniture may avoid expensive temporary arrangements or repeated moving. The useful distinction is not “repair versus furniture” but essential versus deferrable. A leaking fitting and a bed are immediate; repainting and a...
I’ve checked the headline rate and the basic repayment illustration. What I still cannot see clearly is which offer is cheaper if I move or refinance early.
The purchase near Johannesburg is around ZAR 20,380,000, and one lender has offered 5.96% fixed for 1 year. Once I account for the...