Recent content by mara_keel

  1. M

    Santiago townhouse: how much cash flow before appreciation counts?

    Build the expense side from actual items rather than applying one broad percentage. Include management even if you initially plan to self-manage, obtain current insurance and property-tax figures, and budget separately for routine maintenance and larger replacements. For turnover, allow for...
  2. M

    Manchester country homes: can £1,092,000 purchases cash-flow at 6.70% finance?

    Would you include an allowance for furnishing? Only if the intended letting requires it. Otherwise this discussion risks adding costs from a different rental model.
  3. M

    Santiago property meetup — April 2025

    Interested. An early evening would suit me better than a weekend, provided the venue is reasonably close to public transport. Do you have a particular week in April in mind? Even two possible dates would make it easier to give a firm answer.
  4. M

    Legitimate discounts for buyer-representation tools in Chile?

    How many people need access? A discounted plan for one seat may become the expensive option if additional users are charged separately. Also clarify whether occasional collaborators need paid seats and whether the trial limits exporting or sharing. Those details could narrow the comparison...
  5. M

    Raise the rent or retain a reliable studio tenant in Santiago?

    I would prefer to retain a dependable tenant, but leaving the Santiago studio at CLP 2,190,000 without examining the apparent market gap may only postpone a difficult conversation. Similar studios are advertised around CLP 2,434,000, although I have not yet established whether they match the...
  6. M

    Repairs, closing credit or price reduction after inspection (2 bed)

    If the lender permits enough credit, I would prefer that over a price cut. Reducing the price does not necessarily leave you with cash to pay contractors after closing. Before proposing either, get the lender to confirm the acceptable structure and amount in writing, then make sure the purchase...
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