Recent content by drawsAndSlate

That comparison is more useful than looking at the headline rate alone. Add any fee paid upfront to the 24 payments, then compare the remaining balances as well—otherwise a deal with lower monthly payments can appear cheaper despite leaving you owing more. The mortgage term and exact deposit...

Do you know what actually prolonged the document stage: lender timing, missing paperwork, or unclear responsibility between the parties? That distinction would be useful. A named person for each task helps, but so does writing down the expected date and what the next task depends on.

Is the 6.0% figure before finance, and how much borrowing are you considering? A deal can look comfortable at the property level but become thin once interest costs and refinancing sensitivity are included. I’d also ask how the A$2,566 rent was established—current lease, comparable listings or...

I’d also agree the variation process before work starts: written description, price and programme effect before approval, except where urgent protection is genuinely necessary. Tie payment stages to observable completion rather than material merely arriving, and maintain a simple list of order...

The missing facts are your monthly essential spending and when the first mortgage payment is due. Also, does the inspection distinguish urgent defects from routine maintenance, and do you have actual repair quotes? A long report is normal in format, but one expensive item can matter more than...