Make the offer about the property rather than the seller’s pricing judgment: limited evidence from completed comparables, the updating required, and the certainty offered by your financing proof and flexible timing. Keep the explanation short and set a clear but reasonable response deadline.
I...
The gross arithmetic works: PLN 7,962 over 12 months is PLN 95,544, or about 4.8% of the purchase price. But there is not much room between that and a mediocre net return. I would obtain an insurance quote before going further, then add property tax and every owner-paid utility or exterior cost...
Could the current tenant be asked about intentions before a figure is proposed? If they expect to remain for a substantial period, a moderate adjustment may give both sides certainty. If they are already planning to leave, the retention calculation changes completely.