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I would use four separate pots: untouchable emergency savings, completion-to-move costs, urgent property work and basic furnishings. Fund them in that order, except where a repair is necessary to occupy the villa safely. Anything decorative comes from future income, not the closing buffer.

I’m looking at student housing in Seoul, South Korea, and deciding whether Idealista is worth adding to my search. Price per square metre would help me compare places, but only if floor-area fields are consistent. I’m also concerned about duplicate listings, stale availability and what happens...