My dividing line would be whether you still have a genuine emergency fund after moving and the first round of unavoidable payments. If yes, proceed without trying to furnish the studio all at once. If not—or if the lease length or future building costs remain unclear—pause until those points are...
New-build stock is not one market. A developer selling the final few units behaves differently from an individual reselling a recently completed flat. The first may protect published pricing with incentives; the second may simply need a quick sale.
