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Transaction volume matters too. A narrow asking-to-sold gap does not automatically mean a strong market if only the most realistically priced properties complete. The ambitious listings can sit outside the completed-deal sample entirely, making the successful deals look closer to asking than the...

Portability needs more detail than a simple yes or no. Ask whether it preserves the 5.96% rate, whether another affordability assessment is required, and what happens if the replacement property needs a larger or smaller loan. A feature called portable may still be of limited use for your likely...

I agree on valuing the tenant, but I would not choose a figure until the maintenance position is clearer. Are the outstanding jobs cosmetic, or do they materially affect the duplex? Raising rent while repairs remain unresolved may feel unfair even if nearby listings ask more. Also check the...