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Seller motivation is the missing human variable. Two similar stale listings can behave differently if one seller needs to complete and the other is content to wait. I’d treat the -0.6% as a description of this sample, not yet a Milan signal. The strongest practical evidence will be which sellers...

Financing sensitivity deserves its own table rather than one line in the forecast. Compare the result with different borrowing costs and with a vacancy occurring while debt payments continue. If a fairly ordinary change turns cash flow negative, appreciation is being asked to rescue both the...