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    Repeated minor repairs in a Lagos apartment: batch them or investigate further?

    Group unrelated cosmetic items, but do not batch anything involving active water, electrics, security or sanitation. If several complaints concern dampness, peeling paint, odour or swollen fittings, one proper diagnostic visit may cost less than repeated surface repairs. Give the contractor the...
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    How much appraisal-gap risk would you accept near €1,196,000?

    I’d cap the gap at €6,900 rather than waive the valuation condition. Pair that with clear financing proof so the seller can see the cap reflects available cash, not uncertainty about obtaining a mortgage. Before deciding, though: how firm is the response deadline, and do you know whether the...
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