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The missing fact for me is the exact micro-location. In Warsaw, two properties that look close on a map can differ because of street noise, access, immediate surroundings and transport convenience. How close is the completed sale, and does it have comparable parking and outdoor space? Those...

One more question before choosing sole or joint ownership: is there any restriction, consent requirement or practical complication for the intended buyers or occupiers? Better to resolve that before comparing tax outcomes or instructing the title documents.

If the fee explanation is wrong, you could misclassify the slow properties and make an offer based on a false pattern. I understand why transaction fees look important, but are they disclosed consistently across all the listings? Where the information is available, record the type and amount...

One caveat to the “keep half untouched” approach: the right emergency amount depends on monthly essential spending and income stability, not simply a percentage of €21,160. Work out how many months the protected sum actually covers after the mortgage begins. Also establish whether service...

What are your essential monthly outgoings after completion, and do you already own furniture? Those facts matter more than the purchase price alone. Also, has the service charge amount and its payment schedule been confirmed? An annual or partial charge arriving alongside moving costs would...