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    How should I split a ₹2,004,000 post-closing buffer?

    The hard limit is the cash that must remain untouched after moving and the first mortgage payment. Until the inspection findings and the recurring charges are known, the rest of the ₹2,004,000 is not really available for furnishing. I would price the urgent findings first, separating safety and...
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    Finally closed on a coastal home in Vienna

    Small update: the coastal home purchase in Vienna has completed, and the question now is how much cash should remain untouched after closing. Several rejected offers and a slow document stage taught me two different lessons. The failed bids helped define which compromises were acceptable; they...
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