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And model the cash downside before choosing the broader package. Request an itemised fee schedule showing what is payable upfront, what triggers later payments, which third-party costs are separate, and what happens if the purchase does not close or the renovation scope changes. Don’t assume...

Where are you in the process: considering the studio, already under an agreement, or already the owner? Also, is it vacant, and have you asked what alterations the building will permit? The purchase price alone does not indicate the renovation complexity. A useful planner should first identify...