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Good distinction. The inspection should not stop at visible finishes inside the apartment. The ongoing service arrangement, fees and any shared-building obligations can affect what the unit is worth to Anna, even if the kitchen and flooring are the obvious updates.

Offer $1,202,800 without writing an essay about the seller’s pricing. Say it reflects the condition, available market evidence and your expected updating costs. Include financing proof and flexible timing. I would retain inspection, financing and appraisal protection unless you can comfortably...