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Before choosing, build two five-year cash-flow scenarios: normal occupancy and a difficult year with vacancy plus a major repair. For the condo, request the service-charge history, reserve position, planned works, insurance scope and recent energy bills. For the mixed-use building, obtain...

Keeping the full design risks squeezing the reserve, while cutting it now could remove things that prove affordable once the house is opened up. I am working with a preliminary IDR 5,950,000,000 budget for a 150 m² country home renovation in Jakarta. The planned work includes kitchens and...

You can test flexibility without assuming it exists. Base an offer on the closest completed comparisons and the property’s condition, then be prepared for a refusal. I would avoid telling yourself that the seller “must” negotiate merely because the listing crossed a particular day count.