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It is completed, and “dated” was probably the wrong word. I mean the finishes already feel less current than some other flats we viewed, not that they need replacing. We could live with them and buy furniture gradually. Our budget includes the mortgage and estimated service charges, but I...

After months of searching, our offer of €570,400 on a 2-bed new-build flat in Rotterdam has been accepted. Instead of feeling excited, I’m replaying every compromise: the commute, some dated rooms and the monthly payment. Nothing new has gone wrong, and the normal checks are still ahead. How...