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Can you separate the increase into insurance, routine operating costs and reserve funding? That distinction matters. Ask for the current budget, earlier budgets, meeting minutes and whatever reserve planning material is available. You want to know whether this is deliberate catch-up funding, a...

I’d be cautious about relying on what surprised previous buyers. Their ownership and residency facts may not match yours. The better question for the lawyer is: “What have you excluded from this quote?” Ask separately about taxes, professional fees, registration charges and third-party...