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Portability deserves its own written comparison; the word alone does not mean every future move will work smoothly under the same terms. Ask each lender what happens if the replacement property, loan amount, or timing changes. A simple table with monthly payment, upfront fee, balance after...

Mortgage comparisons deserve their own tab too. Don’t assume two advertised rates represent the same financing situation; compare the term, cash contribution, fees and how long you expect to hold the property. For anything you may finance, verify the current details with lenders serving that...

The missing fact is what the inspection finds and whether any service charge is due soon after closing. C$13,500 might be workable if the apartment needs almost nothing, but it looks thin if that amount must also cover furniture and repairs. I’d make two budgets now: one for a clean inspection...