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Sequencing is where the written scope earns its keep. Resolve moisture sources first, then concealed plumbing and electrical work, followed by bathroom waterproofing and other substrates. Flooring, kitchen installation and paint come later. Ask whether the programme includes drying time, testing...

That belongs in the private calculation of the maximum. Price, updating, delay costs and possible valuation shortfall all compete for the same budget.

The missing completed comparables matter more than the asking listings. Ask whoever is advising you locally what reliable evidence is available, and compare condition, land and access rather than headline price alone.

I would not put future capital-gains tax into the closing-cost total. It is an exit issue, and combining it with cash due now makes the estimate less useful. That said, it should still be discussed before purchase. Ask what acquisition and improvement records should be retained, how the...

Furniture is where I would be ruthless. Furnish the bedroom you will use, a place to sit and whatever is necessary for meals. Close the doors on the other bedrooms for a while. With four bedrooms, trying to make the entire condo look finished immediately could consume cash that is far more...