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    How to compare legitimate discounts on buyer-representation tools in New York

    Ask each vendor for a written quote covering year one and the first renewal, not merely a percentage discount. Also clarify whether the offer is tied to one named user, a brokerage-wide account, or a minimum number of seats. Some association offers may require membership to remain active at...
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    Boston first purchase: how should I split a $37,000 post-closing buffer?

    I’m considering an $835,000, 5-bed serviced apartment in Boston. After the deposit and estimated closing costs, I should have about $37,000 left. I want to keep enough for an emergency fund, moving, immediate repairs, furniture, service charges, the insurance deductible and the first mortgage...
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