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    Offering 5% below asking on a mixed-use building in Sydney

    I would first ask whether the deadline comes from the seller or from your own schedule. If there are competing offers, A$1,292,000 may simply lose rather than start a negotiation. Also clarify how your lender treats the mixed-use element and what happens if the valuation is below the contract...
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    Offering 13% below asking on a studio in Lagos — sensible or too aggressive?

    One more point: decide your maximum deposit exposure before negotiating. The offer should state when the deposit becomes at risk and what happens if financing, valuation or inspection is unsatisfactory. Those details depend on the contract and local practice, so have Lagos counsel confirm the...
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    Offering 13% below asking on a studio in Lagos — sensible or too aggressive?

    What does “clean financing” mean here? If it still depends on lender approval and valuation, say so plainly. A strong-looking offer can become contentious if the seller assumes you will cover any appraisal gap. I’d also ask the agent whether timing, certainty or price matters most to the...
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