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    Comparing a 5.66% 15-year fixed quote on a $1.26m New York purchase

    Is this a fully amortizing 15-year mortgage with the rate fixed for the entire term, or a 15-year fixed period within a longer structure? That matters for the refinance and rate-reset discussion. Also, are both lenders placing you in the same loan-to-value tier? Even a small difference in the...
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