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I wouldn’t automatically delay, but “comfortable mortgage payment” is not enough by itself. Compare the remaining emergency reserve—after moving and any inspection-led work—with your essential monthly outgoings. If one repair or insurance excess would force you to use credit, the reserve is too...

I am a little more cautious than fatima. A maintained appearance does not tell you how many modest jobs may arrive together. None has to be disastrous for the first year to become expensive. Before deciding, price the move and bare-minimum furnishing, then add every inspection item that should...