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The sensible next step is probably to follow a small set through completion rather than expand the active-listing sample. Note which sell, which cut, and which disappear without a recorded sale. That will test whether 109 days signals buyer resistance, patient sellers or withdrawn stock—and...

At this stage I’d carry roughly 15–20%, but keep it outside the working budget rather than quietly spreading it across each trade. Ask contractors what happens if they find moisture, inaccessible pipework or an electrical installation needing more than inspection. You also want a written list of...