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    Seoul first-time buyer: is ₩40,020,000 enough cash after closing?

    I am torn between keeping a large cash buffer and putting more money into the purchase so the mortgage is easier to carry. The property is a 2-bed duplex in Seoul priced at about ₩1,214,000,000. On my current figures, the deposit and closing expenses would leave around ₩40,020,000 available...
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