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The preliminary budget is now $274,100, which raises a more useful question than finish choices: how much of that sum is genuinely protected against unknown work? The project is a 2,210 sq ft serviced apartment in Los Angeles, with planned updates to the kitchen, bathrooms, floors, decoration...

The small floor area did not make this budget as predictable as I expected. I have allowed $180,400 for renovating an 810 sq ft Los Angeles villa, but electrical scope, concealed plumbing and material lead times could move the figure quickly. The work covers the kitchen and bathrooms, new...