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  1. B

    How much of my HK$226,200 buffer should remain untouched after closing?

    The purchase price seems manageable on paper, but I hesitate to proceed if it leaves too little cash for problems that cannot be postponed. The property is a 1-bed detached home in Hong Kong priced at about HK$7,488,000, and my remaining buffer at completion is expected to be around HK$226,200...
  2. B

    Would HK$343,200 be a safe post-closing buffer for a HK$7,683,000 flat?

    Buying below my limit feels safer, but I am unsure whether that caution is necessary here. The property is a 1-bed new-build flat in Hong Kong priced at about HK$7,683,000, and my cash balance on completion would be around HK$343,200. That sum would need to cover known handover expenses and the...
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