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Gabriel’s point matters because a broad 58-day average can hide two opposite markets. Renovation needs may slow one listing, while another sits because the seller is testing an ambitious price. Without matching location, condition and vacancy status, days on market says little about negotiating...

Also get the actual insurance quote before deciding. Near-coastal location and property condition can affect both the premium and deductible. A nominal emergency fund is less reassuring if one covered event requires a large out-of-pocket amount.

Listings still online will naturally overrepresent homes that have taken longer to sell. I’d separate recent completed deals from active and withdrawn stock, then compare their original listing dates. Otherwise a well-priced home that sold quickly disappears from your sample while a stubborn...