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    Vancouver first purchase: is C$20,250 enough cash after closing?

    Run three scenarios rather than asking whether one balance is “enough”: no early repairs, one moderate urgent repair, and an insurance claim requiring the full deductible. Then add your normal monthly spending and see whether the emergency portion survives. If the uncomfortable scenario only...
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    Offer accepted on a Vancouver coastal home—normal doubts or overstretched?

    How much of the concern is financial and how much is the commute? Dated rooms can wait, and furniture can be bought gradually; a journey you dislike is harder to fix. For completed sales, “near Vancouver” is probably too broad. Compare similar 5-bed homes in the same immediate area, with...
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