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I’m comparing buyer-representation proposals for a studio in Helsinki priced around €533,600, and the services sold under that label vary much more than I expected. Some include negotiation and coordination of documents through closing; the cheapest seems to provide little beyond an...

I’m choosing between a 205 m² small multifamily and a similarly priced townhouse in Helsinki. The multifamily initially looks simpler to maintain, while the townhouse offers more control but could leave me carrying larger irregular costs. My model includes insurance, energy use, tenant demand...