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    How much cash should remain after closing on a Montreal villa?

    I want to keep enough cash after purchase that an early repair does not become a crisis. The difficulty is deciding whether C$48,600 provides that margin on a Montreal 1-bed villa priced around C$1,836,000. That figure is what I expect to retain once the deposit and estimated closing expenses...
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    How much of C$47,250 should remain untouched after buying a Montreal duplex?

    C$47,250 sounds like a reasonable cushion on paper, but I am concerned about how quickly several first-year costs could arrive together. That is what I expect to retain after the deposit and estimated closing expenses on a roughly C$641,200, 2-bed Montreal duplex. My first priority would be...
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    Montreal units show +3.2%, yet sit 76 days—what is the market telling me?

    The surprising part was not the apparent +3.2% movement but that the Montreal units still showed a median marketing period near 76 days. That made me question whether the price change says much about demand at all. The advertised range is C$243,000 to C$364,500, with enough variation in...
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    Rent increase versus tenant retention for a Montreal duplex

    Raise the rent toward C$9,302 and I may lose a reliable tenant; leave it near C$7,931 and the gap may keep widening. Neither option feels particularly sensible for this Montreal duplex, especially as the tenant pays consistently and looks after the place. A moderate increase seems more...
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