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I wouldn’t treat 48 days by itself as evidence that the seller will negotiate. A listing can sit because it is overpriced, but also because buyers have financing issues or the property needs work. Withdrawn and relisted stock can distort the apparent timeline too. How tightly are you defining...

Property management threads may still be useful even if you are not planning to rent immediately. They tend to expose recurring building issues, access conflicts and maintenance responsibilities that glossy listings omit. Just avoid assuming that an experience from another city, or even another...

Victor’s question about what the 6.77% represents is crucial. I would request a full payment schedule and a fee breakdown rather than trying to reconstruct them from the advertisement. Also, does the 56 days mean the application has been processing for that long, or that the quote itself is now...

For only a 1-year fixed period, I would compare total cost through the end of that year, including fees and any cost of repaying or refinancing then. APR can help normalize quotes, but it may rely on keeping the mortgage much longer than your realistic comparison period.

I would not choose a percentage adjustment until you know how closely that completed sale matches. For condition, start with the likely cost and disruption of bringing the unit up to comparable condition rather than applying a broad grade. For size, use a marginal adjustment; smaller apartments...