Recent content by zane_ridge

Capital gains is not really a closing cost for the buyer, so I would not let it distract from title and acquisition expenses now. It belongs in the exit model, certainly, but mixing purchase and future-sale figures can make the cash needed to complete harder to understand.

My direct answer is that the figures alone don’t distinguish seasonality from selectivity. A 6.1% gap can look meaningful, but only if asking and sold prices cover comparable homes and the same period. Transaction volume matters too: a small number of completions could shift the result sharply...

With 43 days, sequence matters more than perfect categories. Get moving quotes, list the furniture you genuinely need on day one, confirm the recurring service charges and obtain the insurance figure. Then let the inspection happen before ordering decorative items. Beds, lighting and basic...

A practical way forward is to keep the properties in the main sample but add three reserve categories: adequately explained, apparently weak but quantifiable, and unclear. Then compare marketing time, price-cut timing and outcomes within each group. That preserves the real buyer choice set while...

I agree about checking comparables, but I would not let retention become a reason to freeze rent indefinitely. The current figure is roughly 13% below the apparent asking level. If several close matches support that gap, a meaningful increase can still be fair. Reliability has value, but so does...

I’d use APR as the first filter, then compare total cash paid over the same 10-year period. That prevents one illustration looking cheaper simply because it uses a different timeline or treatment of fees. Keep the assumed balance and payment dates identical, and list any upfront cost separately...

I wouldn’t assign much value to the word “photography” by itself. Ask for the actual deliverables: who arranges it, what is included, whether you approve the final selection, where the material will appear, and who can reuse it if you change agents. The same applies to marketing—request a...