Recent content by yogaAndBeam

At this point the decision seems conditional rather than numerical: verify achievable rent, identify the ownership form, obtain address-specific insurance and tax figures, then price the reserve. If the seller or agent cannot supply enough detail for those checks, uncertainty itself should be...

Possible energy costs deserve investigation, not a guessed discount. Ask for available utility history and inspect the envelope and heating setup. Buyers may price the same dated home differently depending on whether the concern is simply higher bills or substantial work.

The missing figure is your normal monthly housing outflow. What will the mortgage payment be, and are there recurring service charges? C$37,800 might be workable with strong monthly surplus, but uncomfortable if the purchase leaves little capacity to rebuild savings. I’d also separate urgent...

I wouldn’t begin with investment modelling. It can create a false sense of precision when the inputs are still unclear. First map the full purchase path: price, financing assumptions, recurring property costs, likely renovation work and eventual selling expenses. Legal and tax treatment also...

What period does the +8.9% cover, and is it a change in asking prices, achieved prices or listing volume? I’d also want to know whether the 78 days excludes properties that were withdrawn and later relisted. Otherwise the market may look faster than it really is.