Before comparing costs, establish what “student housing” means in this particular sale. Are you acquiring the whole 85 m² unit, and who controls tenant eligibility, occupancy, maintenance and day-to-day management? A student label does not automatically mean low workload: tenant demand may be...
The missing piece is withdrawn stock. Forty-seven days only describes visible listings if units that disappear without selling are excluded. A development can look balanced while unsold flats are quietly paused and later returned.
The missing detail is: commute to where, by which mode, and at what time? “25 minutes” could mean rail to central Stockholm on a weekday morning or driving somewhere else late at night. Asking for all three would improve comparisons, but it may also turn a quick mobile post into a form-filling...
I would use an optional structured field rather than a required field or free-form tag. A field can support filtering without forcing every casual poster to calculate a journey first. Tags will quickly split into variations such as “30 min commute,” “under 30 minutes” and “30m,” which weakens...
For anyone adding local observations, a compact format would help: part of Lisbon, property type, condition, first observed date, asking-price changes, and whether the outcome is confirmed or merely inferred from removal. That keeps anecdotes comparable without pretending they are completed...
One more concern: financing sensitivity. A deal this close to break-even can move noticeably negative if borrowing costs reset, while one vacant month or a large villa repair will not fit neatly into an average monthly reserve. I’d rerun it with lower rent, some vacancy and higher financing...
First I’d separate mortgage principal from actual operating losses. If the SEK 2,600 includes amortisation, part of that shortfall is increasing your equity; if it is negative after financing costs but before principal, the case is weaker.
Does your SEK 51,810 assumption also allow for vacancy...