Recent content by timo.archer

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    Sydney studio: what belongs in a property management scope?

    “Fast responses” is too soft to enforce. Have them state target times for acknowledging routine messages, answering them, handling urgent repairs and escalating a missed deadline. Acknowledgement and resolution are not the same thing. Also ask what channel is monitored outside ordinary hours and...
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    First-time buyer learning the Sydney market

    Before spending too long modelling returns, decide whether each exercise is for buying a home or assessing an investment. The same property can look attractive under one set of priorities and poor under another. For investment modelling, state every assumption plainly—finance, ongoing costs...
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    Sydney duplex mortgage: comparing a 5.72% ten-year fix

    That approach is useful, but the missing figure is the actual loan amount or LTV. The A$714,400 purchase price alone doesn’t show which tier applies, and a fee has a different impact on a smaller loan. I’d model at least two exit dates rather than assuming either a full ten years or an early...
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